Financial assistance and funeral finance plans

If you are struggling to pay your invoice, then you may wish to consider a loan from A. W. Lymn Funeral Finance.

We appreciate that funeral costs can be unexpected and so we strive to do all we can to make the process as easy for you as possible.

With A.W. Lymn Funeral Finance, there is:

• No need for a credit check.
• No need for loan security.
• No early repayment penalty.

You choose the loan agreement that suits you best from A.W. Lymn Funeral Finance’s choice of loan options.

How A.W.Lymn Funeral Finance works

• You must be a customer of A.W. Lymn The Family Funeral Service.
• You must be able to provide evidence of having a bank account and must agree to make payments by monthly standing order on the first of each month, until the loan is repaid in full.
• You must also provide two forms of identification (one photo ID and one other ID, dated within the last three months, showing your current address). These can be taken in to any A.W. Lymn branch.
• Once you have chosen your preferred loan agreement, A.W. Lymn Funeral Finance will send an agreement and a standing order form detailing the payments required for you to sign and return.
• On receipt of the returned, signed agreement, A.W. Lymn Funeral Finance will transfer the funds directly to A.W. Lymn The Family Funeral Service for payment towards your specified funeral or stone masonry invoice.
• If you wish to repay the loan in full at any time then this can be done without any additional repayment charges being made.
• If you are claiming benefits and a surplus arises due to larger than expected DWP payment or other receipts, then any surplus will be transferred to A.W. Lymn Funeral Finance as early repayment against the loan and a revised schedule of payments will be sent to you.

The loan agreement is made at the discretion of the lender, who reserves the right to withdraw loan offers at any time prior to an agreement being signed by both parties. Additional interest and charges will apply if the loan is not repaid in line with the terms of the agreement. Any costs incurred by the lender, as a result of the borrower defaulting on the loan repayments, will also be added to the loan balance. Full details of all interest and charges are included in the loan agreement.